CreditDash.com is owned and operated by CreditDash, INC. a Delaware corporation doing business as “CreditDash.com (hereafter, the “Site”). CreditDash.com provides specific correspondence designed by user generated personal data to dispute inaccurate credit score affecting information provided by credit score reporting agencies (hereafter “Services”). CreditDash, INC. is not a law firm and most specifically, IS NOT a credit repair firm. CreditDash.com and its Services are not a substitution for legal advice from an attorney. CreditDash.com additionally does not offer specific individualized advice concerning YOUR credit score or advise on its content. CreditDash, INC. owns and operates and controls the rights to all software, copyrights, trademarks, trade-dress and patents associated to Site. CreditDash is an equal opportunity employer, employing persons without considering race, sex, religion, nationality, age or disability. Our Contact information is:
P.O Box 7835
Atlanta, Ga 30357
Last Updated: January 11, 2018
What information does CreditDash collect for me ?
There are three types of information CreditDash collect from you, personally identifiable, nonpersonally identifiable information and cookies. You have probably heard of or about “cookies”, but the other terms are probably new to you. Let us explain to you about these three types of information we collect.
What is personally identifiable information?
Personally identifiable information consists of information you expressly and voluntarily provide to us through such means as, contest entry forms, registration on the Website or the various services offered on the Website, including, but possibly not limited to community postings such as those found in chats and bulletin boards or when you “opt-in” to receive offers directly from CreditDash or our third party partners. Opting-in again is a voluntary action that will clearly be displayed before you act. Such personally identifiable information will never be shared with third parties outside of CreditDash and its affiliated companies, developers or third-party vendors acting on CreditDash’s behalf. Information that may be collected consists of e-mail address, name or phone number, your age, online login descriptors, home address and possibly credit card information when something is purchased and/or won in a contest and must be shipped. The credit card processor may also collect your information if you complete a transaction on our Website using your credit card. Additionally, we may also collect information you voluntarily provide in a survey or questionnaire. You may always choose not to provide personally identifiable information, but this may lead to either your dismissal from the Website’s use or may result in decreased functionality of the Website for you, and/or the inability to provide you information concerning certain products or services. If you no longer wish to have your information shared, write to us at info@CreditDash.COM. If you do not wish to receive communications from us, simply follow the unsubscribe instructions contained within the e-mail, or write to email@example.com.
What is non-personally identifiable information?
We automatically collect certain non-personally identifiable information from you to optimize our web pages for your personal computer such as the Internet protocol (“IP”) address, internet service provider, platform type, date/time stamp, http protocol information (last URL requested and browser type), your birth date, browser interaction such as when you move your mouse over an image, computer and browser information and search term history. Your (“IP”) address is usually associated with the place from which you enter the Internet, like your Internet Service Provider, your company/employer or your university. Your IP address information is important because we may use it to help diagnose problems with our server, gather broad demographic information, and administer our Website. (IP addresses are not linked to personally identifiable information).
What are cookies?
Cookies, clear GIFs, and other similar technology track how and when visitors use the Website and how the Website may be used. Cookies make web surfing easier by identify the IP address of your computer and saving your passwords and other preferences for you. You can, however, set your browsers to reject cookies. Cookies are not necessary to visit the Website; however, some functions and services may or may not be available unless you enable cookies on your browser. The cookies themselves do not contain personally identifiable information (see above), but they may enable us to collect information about your visits to CreditDash and such information may be shared with our affiliated companies. Some of our advertisers may serve you cookies as well. We do not have control over cookies placed by advertisers
What does CreditDash do with the information collected ?
Generally, we use non-personally identifiable information to analyze trends, administer the Website, and gather information for aggregate use or to enhance the Website and our product offerings, prepare and plan Website Maintenance security, and/or to learn and understand Website visitors’ interests such as yours. We may also use the statistical compilation and aggregation of non-personally identifiable information and may provide such information to third parties for marketing, advertising or research purposes.
As a result of what we learned about Website visitors’ interests, we may use the gathered information to communicate with you and other visitors about new features, products or services, or to improve the services that we offer by tailoring them to your needs. We may also on occasion send you emails containing account information and/or service announcements, such as important messages concerning your account modifications, any temporary Website or system outages or maintenance issues that may affect the level of service.
Even though your individual information is protected as outlined above, we must reserve the right to use aggregated, anonymous data about our users, collectively, for any business purpose, such as analysing usage trends and seeking compatible advertisers and partners.
Does CreditDash endorse third party companies or allow third party companies access to my information?
Does CreditDash collect personally identifiable information from children?
You must be eighteen (18) years of age to enter or register at CreditDash. We ask that you control your computer, internet access and use of CreditDash. We do not knowingly collect personally identifiable information from children under the age of 18. Our Website is not intended for use by and is not directed to children. You are personally responsible for your children’s inappropriate and unacceptable activity on CreditDash. You are subject to removal from CreditDash permanently for allowing not only underage users, but also any person other than yourself to use your account.
Are there any security guaranties?
Reasonable steps are taken manage the privacy of your personally identifiable information and the security of this Website. However, the security of any information that is disclosed online cannot be guaranteed.
Can i instruct CreditDash to not email me any advertisements or promotions?
At the time you provide personally identifiable information, you will be offered the option of instructing us to send or not to send you electronic mail information (“Email”) concerning such things as offers on any new promotions, events, products or materials from our clients for whom we manage this policy. This is referred to as Opting in or Opting out. At any time, you can change or correct any previously provided information we maintain, or Opt in or Opt out by visiting the My Profile page on CreditDash and entering your CreditDash ID and password or contacting us at the email or physical address listed in “Contact Information” below. As a security precaution, we may ask that you provide identifying information such as name, address, and/or birth date in order to confirm your identity. In addition, access to personally identifiable information may be limited or denied where providing such access would be unreasonably burdensome or expensive in the circumstances, or as otherwise permitted by law.
How do i stop you from collecting information about me?
If you no longer wish to have your information shared, write to us at firstname.lastname@example.org. If you do not wish to receive communications from us, simply follow the unsubscribe instructions contained within the e-mail, or write to email@example.com.
Would CreditDash be offended if i offered suggestions?
We welcome your feedback.