CreditDash

CreditDash.com is owned and operated by CreditDash, INC. a Delaware corporation doing business as “CreditDash.com (hereafter, the “Site”). CreditDash.com provides specific correspondence designed by user generated personal data to dispute inaccurate credit score affecting information provided by credit score reporting agencies (hereafter “Services”). CreditDash, INC. is not a law firm and most specifically, IS NOT a credit repair firm. CreditDash.com and its Services are not a substitution for legal advice from an attorney. CreditDash.com additionally does not offer specific individualized advice concerning YOUR credit score or advise on its content. CreditDash, INC. owns and operates and controls the rights to all software, copyrights, trademarks, trade-dress and patents associated to Site. CreditDash is an equal opportunity employer, employing persons without considering race, sex, religion, nationality, age or disability. Our Contact information is:

CreditDash, INC.
P.O Box 7835
Atlanta, Ga 30357
Info@creditdash.com

Privacy Policy
CreditDash.com
Last Updated: January 11, 2018
“PLEASE READ THIS PRIVACY POLICY CAREFULLY”

CreditDash IS CONCERNED ABOUT ITS PRIVACY SO WE ARE THEREFORE CONCERNED ABOUT YOUR PRIVACY AND ARE COMMITTED TO ROTECTING IT. Please read this Privacy Policy to understand how we will take every reasonable and commercially feasible safeguard to protect and ensure the security, integrity and privacy of personally identifiable information submitted to our Websites. This Privacy Policy (the “Privacy Policy”) may change from time to time, so please check back at the bottom of this Privacy Policy for the “Latest Updated” date. This Privacy Policy covers CreditDash.com (“CreditDash” or the “Website”) and applies solely to information collected on CreditDash. The following is a summary of the various information you provide to us while using our Website and the various ways we treat the information. Personally identifiable, nonpersonally identifiable information and cookies may be transferred or stored on computer equipment or in our offices and possibly on our computers or offices outside the United States of America, and you are deemed to consent to the same.

What information does CreditDash collect for me ?

There are three types of information CreditDash collect from you, personally identifiable, nonpersonally identifiable information and cookies. You have probably heard of or about “cookies”, but the other terms are probably new to you. Let us explain to you about these three types of information we collect.

What is personally identifiable information?

Personally identifiable information consists of information you expressly and voluntarily provide to us through such means as, contest entry forms, registration on the Website or the various services offered on the Website, including, but possibly not limited to community postings such as those found in chats and bulletin boards or when you “opt-in” to receive offers directly from CreditDash or our third party partners. Opting-in again is a voluntary action that will clearly be displayed before you act. Such personally identifiable information will never be shared with third parties outside of CreditDash and its affiliated companies, developers or third-party vendors acting on CreditDash’s behalf. Information that may be collected consists of e-mail address, name or phone number, your age, online login descriptors, home address and possibly credit card information when something is purchased and/or won in a contest and must be shipped. The credit card processor may also collect your information if you complete a transaction on our Website using your credit card. Additionally, we may also collect information you voluntarily provide in a survey or questionnaire. You may always choose not to provide personally identifiable information, but this may lead to either your dismissal from the Website’s use or may result in decreased functionality of the Website for you, and/or the inability to provide you information concerning certain products or services. If you no longer wish to have your information shared, write to us at info@CreditDash.COM. If you do not wish to receive communications from us, simply follow the unsubscribe instructions contained within the e-mail, or write to info@creditdash.com.

What is non-personally identifiable information?

We automatically collect certain non-personally identifiable information from you to optimize our web pages for your personal computer such as the Internet protocol (“IP”) address, internet service provider, platform type, date/time stamp, http protocol information (last URL requested and browser type), your birth date, browser interaction such as when you move your mouse over an image, computer and browser information and search term history. Your (“IP”) address is usually associated with the place from which you enter the Internet, like your Internet Service Provider, your company/employer or your university. Your IP address information is important because we may use it to help diagnose problems with our server, gather broad demographic information, and administer our Website. (IP addresses are not linked to personally identifiable information).

What are cookies?

Cookies, clear GIFs, and other similar technology track how and when visitors use the Website and how the Website may be used. Cookies make web surfing easier by identify the IP address of your computer and saving your passwords and other preferences for you. You can, however, set your browsers to reject cookies. Cookies are not necessary to visit the Website; however, some functions and services may or may not be available unless you enable cookies on your browser. The cookies themselves do not contain personally identifiable information (see above), but they may enable us to collect information about your visits to CreditDash and such information may be shared with our affiliated companies. Some of our advertisers may serve you cookies as well. We do not have control over cookies placed by advertisers

What does CreditDash do with the information collected ?

YOUR PERSONALLY IDENTIFIABLE INFORMATION WILL NOT BE SOLD OR RENTED TO ANYONE. Your personally identifiable information will only be provided to other companies or people under the following contingencies: (1) in connection with a CreditDash merger or consolidation with such third party or the sale of some or all of our assets, provided that such third party agrees to comply with the then-current version of this Privacy Policy; (2) you have authorized us to share the information; (3) your information must be shared to provide the service or information you expressly requested; (4) to respond to any police investigation, government investigation, legal requirements or court orders; (5) share e-mail address and sell or share all other information with our affiliates and with carefully selected companies who we think can offer you services and products of interest to you; (6) to allow access to our database by third parties that provide us with services, such as technical maintenance or forums software, but only for the purpose of and to the extent necessary to provide those services; (7) if you choose to purchase items through features on our Website, we may forward your information to third parties for services such as credit card processing and order fulfilment; and (8) we may also provide your information to our advertisers, so that they can serve ads to you that meet your needs or match your interests. We retain personally identifiable information indefinitely unless you request that we remove your personally identifiable information from our database.

Generally, we use non-personally identifiable information to analyze trends, administer the Website, and gather information for aggregate use or to enhance the Website and our product offerings, prepare and plan Website Maintenance security, and/or to learn and understand Website visitors’ interests such as yours. We may also use the statistical compilation and aggregation of non-personally identifiable information and may provide such information to third parties for marketing, advertising or research purposes.

As a result of what we learned about Website visitors’ interests, we may use the gathered information to communicate with you and other visitors about new features, products or services, or to improve the services that we offer by tailoring them to your needs. We may also on occasion send you emails containing account information and/or service announcements, such as important messages concerning your account modifications, any temporary Website or system outages or maintenance issues that may affect the level of service.

Cookies will merely help us understand your interests and as a result lead CreditDash to modify the Website to improve your experience. We may also use cookies to control the display of ads, to track usage patterns on our Website, to deliver editorial content, and to record registration and your personal information.

Even though your individual information is protected as outlined above, we must reserve the right to use aggregated, anonymous data about our users, collectively, for any business purpose, such as analysing usage trends and seeking compatible advertisers and partners.

Does CreditDash endorse third party companies or allow third party companies access to my information?

CreditDash does not endorse third party companies. The Website may contain links to other websites that are owned and operated by third parties, however, those links are meant for the user’s convenience only. Some of these Sites, though may be co-branded with our logos, but they are not operated or maintained by CreditDash. Links to third party companies’ Sites do not constitute our sponsorship, endorsement or approval of their content, policies or practices. The information practices of those other websites are not covered by this Privacy Policy or our Terms and Conditions, therefore we strongly encourage you to review the applicable privacy policy of the third party companies’ Sites before providing any information to them.

CreditDash may use third party advertising companies and networks to deliver advertisements on this Website. These companies may use cookies, web beacons, clear .gifs or similar technologies to help present such advertisements, and to help measure and research the advertisements’ effectiveness. The use of these technologies by these companies is subject to their own privacy policies and is not covered by this Privacy Policy.

Does CreditDash collect personally identifiable information from children?

You must be eighteen (18) years of age to enter or register at CreditDash. We ask that you control your computer, internet access and use of CreditDash. We do not knowingly collect personally identifiable information from children under the age of 18. Our Website is not intended for use by and is not directed to children. You are personally responsible for your children’s inappropriate and unacceptable activity on CreditDash. You are subject to removal from CreditDash permanently for allowing not only underage users, but also any person other than yourself to use your account.

Are there any security guaranties?

Reasonable steps are taken manage the privacy of your personally identifiable information and the security of this Website. However, the security of any information that is disclosed online cannot be guaranteed.

Can i instruct CreditDash to not email me any advertisements or promotions?

At the time you provide personally identifiable information, you will be offered the option of instructing us to send or not to send you electronic mail information (“Email”) concerning such things as offers on any new promotions, events, products or materials from our clients for whom we manage this policy. This is referred to as Opting in or Opting out. At any time, you can change or correct any previously provided information we maintain, or Opt in or Opt out by visiting the My Profile page on CreditDash and entering your CreditDash ID and password or contacting us at the email or physical address listed in “Contact Information” below. As a security precaution, we may ask that you provide identifying information such as name, address, and/or birth date in order to confirm your identity. In addition, access to personally identifiable information may be limited or denied where providing such access would be unreasonably burdensome or expensive in the circumstances, or as otherwise permitted by law.

How do i stop you from collecting information about me?

If you no longer wish to have your information shared, write to us at info@creditdash.com. If you do not wish to receive communications from us, simply follow the unsubscribe instructions contained within the e-mail, or write to info@creditdash.com.

Does this privacy policy ever change?

We will occasionally update this Privacy Policy. When and if this is done the “last updated” date in the Privacy Policy noted below will also be revised. For material changes to this Privacy Policy, we will notify you by placing a prominent notice on the Website. We will not materially alter the use of your personally identifiable information without contacting you directly and seeking your affirmative consent. By continuing to use this Website after posting of a new or updated Privacy Policy, you consent to the use of their personally identifiable information in accordance with the new policy.

Would CreditDash be offended if i offered suggestions?

We welcome your feedback.
If you have any questions or comments about this Privacy Policy, please contact us at address first identified above.